Spring 2015 // Journal of American Law 27
ents. Te insurers, and especially the claims professionals,
are now in a more central and active role in the management
of the claims.
Te wrap-up is becoming a fxture of construction in-
surance. Because of its diferences, it may be tempting for one
contemplating a wrap-up to look past the basic profession-
al responsibilities of lawyers, administrators, and insurance
brokers. Since there is only one insurance policy, tradition-
al conficts are minimized, but the basic rule remains—as-
sumption of a duty of care to a client. Understanding exactly
who the client is, what services are being rendered to the cli-
ent, and who may have conficting interests with each client
is critical. Make sure that the roles and duties are defned and
make all necessary disclosures.